joce
26 posts
Oct 08, 2007
3:55 PM
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I have been with marine agency for a long time and its about that time to renew my policy, but before I do that I was wondering about BBP I think its called ? what the difference in companys are a friend of mine who does a lot of body work told the only difference was the price (bbp bieng more expensive) but then I have heard elsewhere that bbp protects you better (I forget where I heard that)I was just going through my policy and it looks like marine agency covers liabilit pretty well
So these are my questions;
have any of you ever personaly had a problem with either of them or know of anyone who has?
and could you please tell your personal veiws about the pros
and cons of each one? or why you prefer one over the other?
thanks JoceP.s wanted to share with you guys A little saying I read the other day
Silence is Golden but duct tape is silver!!
I thought it was pretty clever but I dont think I'll share this one with my husband ( I'm afraid he'll use it on me when I least expect it!! :)
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Jane Adler
706 posts
Oct 08, 2007
6:16 PM
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BBP? Do you mean PPIB? If so I like them. ----------
Jane Adler, CPCP
Facial Art by Jane
SofTap® Distributor http://www.janeadler.com
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joce
27 posts
Oct 08, 2007
6:29 PM
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Oops! sorry yes jane you're right thats the company. Professional program insurance brokeridge
so you like them better or have you not compared them yet
joce
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lbdlash
23 posts
Oct 08, 2007
8:17 PM
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I just went through looking for new insurance and ended up with this company. Contact: Lyla Byers at 1-800-275-6472
NATIONAL INSURANCE PROFESSIONALS CORPORATION
a division of Risk Placement Services, Inc.
PO Box 834
Poulsbo WA 98370-0834 You have to work through a broker...they won't quote you directly. I used my personal private insurance agent- she is fabulous when it comes to insurance. What I found out for me was that I got more coverage for about the same price as PPIB. I like PPIB...so it wasn't that I was dissatisfied...just wanted to make sure I was getting the best for me. I looked into Marine...and upon a question from Maggie about anesthetics, found out that Marines policy does NOT cover the use of anesthetics. Yah right...not use anesthetics! HA! Using my insurance agent gave me the ability to compare the companies offers in an apples to apples way. As you may know...it's not that straightforward all the caveats and exclusions. Hope this helps.
Last Edited on 8-Oct-2007 10:25 PM
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Kris
67 posts
Aug 04, 2008
12:47 PM
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I was wondering if anyones insurance raised their rates this year? Marine Agency just raised mine over $200. Ibdlash are you still happy with the National Insurance Professionls Corp? I have never had a claim. Need to change soon.
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LiZa
3077 posts
Aug 04, 2008
5:49 PM
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NATIONAL INSURANCE PROFESSIONALS CORPORATION
yes! lyla beyers, she's greatvan dixhorn,lora is my Insurance Agent for NIPC
Home Page: http://www.isuWestlake.com
Last Edited on 4-Aug-2008 6:05 PM
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tonycianci
2 posts
Aug 08, 2008
6:21 AM
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Curious. My premium is a litle over $1,100 per year. is this in line with others?
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facecrafter
705 posts
Aug 08, 2008
11:27 AM
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Tony,
Youa re in range- from my experience and shopping around- the range is 750 to 1200 or so depending on what- camo, areola, removal (you can't remove in FL) and on who - minors or not, student coverage, etc.And Tony, now that you've found us again- how about joining SPCP? You'd like it. Conference is in Orlando- your back yard! in Sept. You wouldn't even need a hotel room, and no, that does not mean I'm offering mine! LOL.
----------
Be well and beautiful,
:)udy
judy@facecrafter.com
www.facecrafter.com
941-351-1333
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LiZa
3086 posts
Aug 08, 2008
7:27 PM
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TONY My MAN!!!
Hey buddy, I'm so glad to see you here, welcome to our group. hey everyone, Tony is a very cool guy, he was just telling (bragging, haha) me that he has expanded his business and now he works with 5 girls, haha. poor guy!!! Yeah Tony, we would love to see you return to the SPCP, we need a little testosterone! LOL I know you used to be a member and that you were too busy and never got to attend any of the events, well bud, it's time to come on back. We're beefing things up with new blood - members who are the creme de la creme those ol' greedy unyielding glory days of old mindsets in this biz are going to have to step aside, these newbies are taking this biz by storm!!! We would welcome you with open arms Tony!!
XO! LiZa Sims, CPCP
U.S. LIPigments Distributor
http://www.cosmetictattoo.com
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tonycianci
3 posts
Aug 11, 2008
5:08 AM
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Hey Liz & Judy,
Thanks for the response and the welcome to the group and about the Insurance range, Good Info. and OK OK I'll rejoin SPCP
Since it is in Orlando- my back yard! I'll have to stop in and meet up with both of you. I don't need a hotel room as you mentioned, You're not offering yours Ha LOL. That's OK my better half would be a little a...........upset LOL.
----------Thanks for the intro and yes I'm fortunate to be working with 5 great girls, I'll suffer! See you soon, Tony C
Tattoosbytony@hotmail.com
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Rozan
552 posts
Aug 11, 2008
12:22 PM
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Hi Tony, nice to sorta meetcha! Please say Hi to me in Orlando!!!! (Rose Ann Cloud ie: Rozan) What is the coverage you are getting pricing for? $20,000 or $1,000,000 or other? I just renewed mine, so I can probably give you a really accurate description of what PPIB charges for the base and the various extras. I add on things like: Camouflage, Areolas, & Pigment Lightening to mine. NOTICE: I get a discount from them because I’m a SPCP member, so when you join that will help the premium too! Welcome aboard!
Last Edited on 11-Aug-2008 12:23 PM
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tonycianci
5 posts
Aug 13, 2008
4:54 AM
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Hi Rose,
Thanks, nice to sorta meet ya too. see you at the conf. hopefully. Anyway back to Ins. My coverage is for my entire shop with Massage therapy, Microdermabrasion, Tattoos, cosmetic tattooing (it doesn't dis-allow any specific procedures) with a 1 million aggregate. It seems that I have pretty good coverage. I've had to sit down with the Broker to explain the coverages since it looks all Greek to me. See ya soon Tony C
Permanent Impressions
Saint Cloud, Florida
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jdan
246 posts
Aug 22, 2008
10:01 PM
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whoa! just got an insurance quote from ISU of Westlake for $1372 while my Marine is 972 (up 200 from last year)... think I'll stay with marine. And I'm probably a bare bones practitioner!!!!
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